Where did HealthEE by HBG come from?

The world can’t turn without people. Not the people in the big offices high above the world or, in the case of the pandemic, hidden away in their home offices. Sure those people get the ball rolling, but it’s your delivery person, grocery clerk, nurses, and teachers who are on the ground making it all happen -despite how often they are under-appreciated and unprotected by the same world they are fueling. This underserved segment stepped into the spotlight due to the Covid-19 pandemic. The rest of the community finally recognized them as “essential.” We praised their efforts by clapping out of our windows, making signs, and raising them as heroes in the public eye. However, these grandiose gestures of support only go so far. Here at Healthy Business Group saw a gap, not just in the market but in our society, to protect and provide access to the underserved overworked, part time and gig workers of America. We saw how businesses around the country would have crumpled without their part-time employees, yet those same essential workers had the least access to insurance and benefits. The same people we crowned heroes, more often than not, could not afford to go to the doctor. How can that be? There must be a better way.  

Healthy Business Group went to work creating that better way. Crafting a space for everyone and anyone to have access to essential benefits and insurance coverage. That space took the form of the online store now known as HealthEE by HBG. Founded on the concept of Health for Everyone, Everywhere with the goal of being the Amazon of healthcare, HealthEE by HBG is your one stop shop, a marketplace of benefits at your fingertips. As a group of industry veterans, Healthy Business Group’s team has sought out the best value for your benefits from cost to services to flexibility. 

In order for HealthEE by HBG to truly be for everyone everywhere the Healthy Business Group team knew they needed a new kind of support team. This is where Ask Evan and his team come in. The Ask Evan team functions as dedicated advisors and educators to all. “I’m not trying to convince anyone to buy anything,” Evan, the head and namesake of the Ask Evan team told me, “I’m here to provide clarity and walk you through the options available.”We encourage and welcome you to schedule a call for free, no strings attached with an Ask Evan advisor to learn more about your own insurance needs and what options are available to you.

HealthEE by HBG has provided access to approximately 125,000 individuals in its first year of operation, but we aren’t stopping there. In the next year, we expect to provide half a million more people access to HealthEE by HBG by partnering with 50 organizations across the country. The HealthEE by HBG benefit store has changed healthcare for the better. 

Access to health (for) Everyone Everywhere

With one in ten people not having health insurance in the United States, I think it’s safe to say we have an access problem within the industry. But what does it mean to have real access to healthcare? It’s more than just being given a single option, take it or leave it. It’s more than being trapped for a year paying for coverage you don’t understand. 

Here at HealthEE by HBG, access means two things, education, and freedom. First, you should control your health and be free to choose how much coverage is right for you—space in selecting the range and longevity of the coverage. Only want benefits while you are between jobs, waiting to join your partner’s plan, or enduring a waiting period for a new job? Then, you can use HealthEE by HBG. More than just the power of choice, with our advisors on the Ask Evan team, you have access to guidance and education to understand better why you need what you need. We’ve taken something as guarded and confusing as healthcare and turned the conversation to ease and possibility. With Ask Evan in your corner, no question is too small. Your dedicated advisor will take you step by step through how the process works, yes, but also have a casual and honest conversation about your lifestyle and health needs. Once you understand what you need, you can enter our online marketplace and add your coverage to your cart. 

Having access is a power in itself. In our first year, HealthEE by HBG has provided this power to 125,000 members through association partnerships within real estate, logistics, teachers, healthcare, and a myriad of other industries. You can also wield the power of access by scheduling a call with our ask Evan team here or browsing the original online store that started it all here.

Who and What is an Ask Evan?

We’ve all been trapped in a loop of “press 3 if you’d like to speak with a service provider” and “stay on hold for the next available representative.” With each awful hold song, you get more and more frustrated just to have a real person at the end speak as if they were a robot themselves and just want you to purchase whatever it is they are selling- whether or not it’s the right option for you.

When HealthEE by HBG was born, our mission was to create something that provided access and education to all; that’s what the extra EEs are for; we want to help everyone everywhere. So while our team of insurance experts set out to find the best value and packages for you, Evan Armstrong cultivated our Ask Evan support team. But he does much more than simply provide support for HealthEE customers. Instead, Evan is an advisor and educator whose goal isn’t to sell you a product or make a commission but to problem solve with you in real-time to uncover how you can get the most out of your insurance. 

No premeditated scripts or robot voices telling you to repeat your name and date of birth over and over, just a conversation. Evan and his team define success as leaving callers with a peace of mind they didn’t have when they picked up the phone. “I’m not trying to convince anyone to buy anything,” Evan told me. “I’m here to provide clarity and walk you through the options available.”

A call with Evan or one of his team members is more casual in tone. The Ask Evan team isn’t purchase-driven, they are focused on ensuring you have the knowledge you need to make the best decision for you and your family.. Where ever before, have you had a representative in your corner who would speak with you one-on-one about your health and lifestyle? Then using that conversation, tell you honestly that while they have an array of coverage options available based on your needs, the right coverage lies elsewhere. Evan and his team value you and your health above all, and if we don’t have the benefits for you, we will tell you so and direct you in another direction. 

Evan was once a carpenter with many of our customer’s exact needs and concerns today. Before the pandemic, he was the help behind voluntary benefits and has had years of experience assisting consumers with insurance needs. However, for him, what makes HealthEE by HBG different from his prior experience is the unbiased nature of his conversations with callers and the joy Evan finds in truly helping someone when they call. He says, “My position at HealthEE is quite different from any previous position. As much experience as I have selling, I really don’t like selling. Being able to present someone’s options clearly, and having no real motivation to push them toward any decision makes it much more rewarding.”

Beyonce said release your job, so you did….Now what do you do if you get sick?

Now we can’t blame Beyonce for the great resignation, but “Break My Soul” sits top of our minds as the movement’s anthem. The traditional 9-5 has been a quintessential puzzle piece in achieving the American dream for generations. In contrast, the past two years’ events made 9-5 the furthest thing from a dream for many Americans.
The lockdown of 2020 was an eye opener for employees. From the flexibility of work from home to the considerations one can take for their mental health, there were many factors leading employees to make the jump.
Forging your own path is an admirable pursuit, but don’t forget to take care of your health along the way. Leaving a full-time job means leaving the insurance that came with that job. Now you may be rolling the dice and going uninsured, but if the past two years have taught us anything, it should be how life can change in a blink of an eye.
Here you are at the start of a new chapter of your career. The last thing any freelancer wants is to pay out of pocket for medical bills. You don’t need a traditional full-time job to have health care; you need HealthEE by HBG. Our online marketplace has a variety of insurance packages at low costs that you can purchase on a monthly or quarterly basis. No open enrollment, no employer sponsor, no 9-5 required. We want you to have the freedom and flexibility you left your job for.

HealthEE Habits For A Healthy Life

Summer is a time for spontaneity, too much ice cream, day trips to the beach, and sun on our faces. But as we move into August, we must come back to reality and check in with ourselves. August is the best time to evaluate what works with my routines and what doesn’t. Especially here in New York, the change of the seasons makes it difficult to stay motivated, and I find having consistent habits an excellent grounding element. If you have been searching for a new routine or want to spruce up your current one, look no further. Here are six habits for a healthier life,

Stretch every morning,

Stretching takes only a few minutes and will set your day up for success. In our monthly newsletter, we share stretches specific to lifestyle. Next month we will be sharing stretches designed for desk workers, you can sign up to receive the newsletter by filling out the get in touch form here, but an excellent place to start is to reach down and touch your toes. My mother has always taught me that if she can still feel her toes, so should I, and I extend this challenge to you. Do you want to be outdone by my mom? I didn’t think so. If you can’t quite reach out of the gates, no biggie; every day, try to reach a little lower. However, if you can touch your toes with no problem, I challenge you to put your back against a wall, heels touching the wall, and bend, keeping your legs flesh to the wall for a bit more of a challenge. 

8 hours of sleep a night,

This habit is much harder in the summer when it seems there is every reason to stay out or finish that beach read, but your body will thank you for the extra recharge, and your heart will probably thank you too for not needing as many cups of coffee. 

Stay up to date with your checkups and doctor’s visits,

With the hustle and bustle of life, it’s easy to forget that appointment you scheduled six months ago before whatever fabulous plans landed in your lap, but keeping those appointments is essential to your health. Especially with affordable preventative essential care options available here, there is no reason not to go. 

Read everyday,

The average attention span of a human is 8.25 seconds. The average attention span of a goldfish is 9 seconds. I’m not talking about the average teen human or whoever you think is more addicted to technology than you are. That’s humans across the board. Whether it be a news article or a book, reading more than captions and tweets will be more stimulating for your mind and your sanity- not everything you read on social media is worth your time. 

Go easy on yourself and practice self-love,

Now I can almost feel your eyes rolling. “self-love” has been quite the buzzword as of late, but there is a good reason. Now, this looks different for everyone. Self-love to me can be walking by the dog park or journaling. But it can also be more subtle, talking to yourself in a kinder tone, not being mad at yourself for your mistakes, and complimenting yourself instead of criticizing when you walk by a mirror. Self-care to my brother is having the latest Yankees t-shirt. Well, each to each your own. There are no rules as long as what you’re doing makes you happy and brings you a sense of peace. 

Drinking water, 

Get yourself a reusable cup or bottle to keep by your desk and watch as, almost unconsciously, you drink more water. Drinking water helps every part of your body, from your joints to your brain to your internal body temperature. The benefits of water need no introduction. You simply have to choose to dedicate yourself to drinking at least2 liters of water a day. 

3 Common Life Insurance Myths

Did you know that only 31% of Americans say they are “very” or “extremely” knowledgeable regarding life insurance?* The insurance world can be overwhelming for many, but it doesn’t have to be. It is said that the truth can set you free, so today, we are freeing you by busting some of the most common myths surrounding life insurance. 

If you think, “I have group life through my work; I don’t need an individual policy.” I hate to rain on your parade, but this is a classic myth, group life often provides $20,000 or just a single year’s salary, which isn’t nearly enough to ensure your family has financial security when they need it most. On the other hand, an individual life insurance policy offers up to $2 million in coverage. In addition, policies start at just $9 a month, a bargain that will give your family a sense of stability knowing they are financially protected.

“I can always get life insurance later.” Another misinformed myth, as we get older, our health becomes increasingly more at risk leading to policies increasing in price. If you wait too long, your rate will be exceedingly higher than if you lock in a lower rate while you’re healthy.

“It’s too expensive,” You’re not alone in this train of thought; more than half of Americans overestimate the cost of life insurance by as much as three times a policy’s average rate*. However, individual life insurance is more affordable than you think.

Locking in your life insurance will save you and your family many headaches later down the line. So do your older self a favor and browse your options today, click here for a quote. 

*According to 2021 data from financial research firm LIMRA