Tag: affordable healthcare

Healthcare Innovations

We live in a time of change; technology has shaken up the world time and time again, from learning and working virtually to Ai innovations. Disruption is the name of the game in today’s society, so it is no surprise health leaders’ media has reported the healthcare industry is ready for a reckoning. The health leader’s media article “Assessing the biggest disruptors in healthcare” focuses on telehealth champions, but the disruption to the industry doesn’t stop with virtual care. But telemedicine is a great place to start. We now live in a world where you can call a doctor in bed with the flu and have a prescription ready for pickup in an hour. In addition, from an overall health perspective, there are now resources like Rightway, the dedicated health guides who can schedule appointments, find in-network doctors near you, and handle billing disputes all in one app. 

Here at HealthEE by HBG, we use technology to benefit underserved community members like part-time employees, gig workers such as uber drivers and instacart drivers, and freelancers. You can get quotes 100% online pay for monthly coverage like a Netflix subscription. 

Get covered as soon as the following month, and have rightway by your side to sort through plans and telemedicine to avoid waiting in doctor’s offices when you would much rather be in bed.

source:

https://www.healthleadersmedia.com/innovation/assessing-biggest-disruptors-healthcare

Retention is the name of the game

Job seekers have never had such power regarding what they desire from employers. Global employment company Monster has recently published its inaugural Work Watch report, showing that more than half of workers believe their well-being is more important than a salary increase. However, the same workers disagree with the employer’s opinion that employees have unrealistic salary expectations. What is classified as a realistic salary increase can be controversial, but can we all agree on the value-added benefits? Monster’s career expert Vicki Salemi spoke with Employer Benefits News about the importance of keeping workers engaged and happy and offering benefits. Salemi told Employer Benefits News, “Employee salary expectations may be higher than what the market will bear right now, so consider well-being in terms of mental health benefits offerings and more flexibility. That can help create the whole picture for the right job fit.” 

While we can’t necessarily provide you with a way to allow your employees to work flexible hours, we can offer a different kind of flexibility through benefits. When you use HealthEE by HBG to offer your employees benefits, you are essentially giving them the tool kit they need to finish the job in the best way for them as an individual. Having a one-stop shop for benefits allows for maximum flexibility, from choosing the type of coverage your employees desire to when they want to register HealthEE by HBG gives employees all the power.  

 

 From an employer’s perspective, this power can be freely shared with no cost to the employer and no administrative headaches. If employees have questions, they can direct them to our HealthEE support team, and after purchasing Rightway, the dedicated health guides can also offer support. 

So you’ve purchased a healthcare plan, now what?

HealthEE by HBG prides itself on our support team being genuine advisors looking to assist you on your benefits buying journey. But did you know that once you purchase your healthcare plan, HealthEE support passes the torch to Rightway, the clinically driven care navigation solution? 

Simply put, Rightway equips you with a dedicated health team to be there with you every step of the way. You begin by asking Rightway to curate a care plan based on your needs. Then, you can ask your guide to find a doctor in the network in your zip code, and they will produce a list of doctors where you can see user reviews from other Rightway users. . Once you choose a doctor, Rightway will ask for your availability, the reason for the visit, the time frame you would like to see a doctor, and other specifics before making an appointment request! Its seamless experience makes finding doctors and booking appointments more straightforward than ever. 

But scheduling appointments is just the tip of the Rightway iceberg. Using the Rightway guides, you can have a second pair of eyes on your bills to ensure you are charged correctly and help you obtain any reimbursement you are owed. 

Taking care of your health can be stressful. So let’s face it between finding a friendly doctor to make you feel comfortable to feel confident you are only paying for what you need to when it comes to bills to even the stress and time of making an appointment, Rightway is a big part of how HealthEE by HBG is taking the stress out of healthcare. 

Where HealthEE by HBG is your knowledgeable friend who introduces you to the right plan for your needs, Rightway is that older sibling or parental figure available to do the often overwhelming heavy lifting for you so that all that is left is for you to benefit!

Are you presenting HealthEE by HBG as a retain and attract tool? You should be.

The workforce is reshuffling. There is no doubt about it. Our new normal has sparked change in every industry universally. Employees want more, more flexibility, more balance, more control, just more. Whether they find that sense of more in another role or as a gig worker or freelancer, many are still trying to find the answer to their employment desires. According to the US Chamber of Commerce, the food and hospitality industries are among the most struggling industries to retain workers. In these sectors, the bulk of sales happen to the end consumer through the part-time workers, so they must be trained and controlled, armed with the knowledge to close the deal. No one can deny the importance of the customer experience. It is a heavyweight, especially considering those expected to hold it often feel the least appreciated. Traditionally the part-time worker is provided a different cachet than the corporate counterparts, no PTO, no benefits, and poor hours during the holidays while the rest of us are home with our families. While this model has worked in the past, the post covid employee isn’t biting in the same way anymore to attract and retain the necessary talent to close the sales in the store and behind the counter.
You can find the usual retention techniques across this platform and several others, including the shared working community; WeWork posted an article highlighting that retention means work-life balance, hiring good leaders, and building good teams, but how does one attract good leaders and sound teams? Businesses must convey a value matching the ideals of the potential hires they seek. Now while the most obvious of the bunch is providing employees with the ability to work from home, this is only an option for some industries. An employee can’t show a guest to their room or take a customer’s order from their home. However, there are other ways employers can give potential employees a sense of control and empowerment. Research from job boards Indeed and Glassdoor finds benefits and flexibility remain essential to attract talent. For the businesses that can’t afford to offer higher pay and can’t provide their employees a work-from-home option, how does offering the part-time workforce affordable benefits at no cost to the employer sound? Here is where Healthy Business Group steps in; their flagship product, HealthEE by HBG, is the online benefits solution for employers to offer employees at no cost to the employer, where employees can take control of their benefits and can choose to have more of what they need and less of what they don’t, now that’s an incentive.

Sources

https://www.indeed.com/career-advice/career-development/how-to-retain-an-employeehttps://www.uschamber.com/workforce/understanding-americas-labor-shortage-the-most-impacted-industrieshttps://www.zippia.com/advice/great-resignation-statistics/https://www.nytimes.com/2022/09/12/business/economy/labor-participation-covid.htmlhttps://www.hrmorning.com/news/benefits-key-role/https://www.fm-magazine.com/news/2022/dec/benefits-flexibility-attract-talent-report-finds.htmlhttps://www.wework.com/ideas/professional-development/management-leadership/employee-retention-what-it-is-best-strategies-and-more’

Checking in with HealthEE Support

As you know, our HealthEE support team is HealthEE by HBG’s friendly and accessible resource for answering any and all healthcare-related questions. January is a hectic month, we have many new members onboarding and calling with questions, so I checked in with the team to see what patterns they are noticing.
One wholesome trend we see is family members calling on behalf of loved ones like parents and significant others. It is incredibly touching to see family members discussing their loved one’s options and seeking the best plan for their needs.
Following the holidays, many callers have been looking for general plan overviews and in-network inquiries. Our team has found that the best way to clarify the difference from plan to plan comes down to the correlation between cost and coverage.
The feedback we have been receiving from callers is the general consensus that our members love the flexibility HealthEE by HBG healthcare plans offer.

Industry leaders are catching our drift, do you?

Benefits are not one size fits all. Instead, benefits are a purchase to be considered, researched, and compared. We are not alone in these beliefs; a recent article on employer benefit news interviewed the CEO and founder of advising firm Next Impact, Lester Morales, regarding his views on employee healthcare. He spoke of his experience with his father having multiple myeloma cancer. Despite his father having employer-sponsored health insurance, the cost of the treatments forced him into bankruptcy. His experience has led him to believe employers should look beyond the traditional to find more employee options.
We couldn’t agree more. We created HealthEE by HBG to be that other option. HealthEE by HBG gives employees the power to browse coverage options. While traditional insurance is known for being a complicated and confusing process, it does not have the reputation of being one with various options. When asked what the most prominent misconception people have about healthcare is, Morales compared the process to purchasing a car, “You wouldn’t just drive to the local auto dealership, get in the first car and drive off without asking questions and negotiating the price. But that’s exactly what we do with healthcare.” Morale’s analogy is reminiscent of HealthEE by HBG’s co-founder Christian Stearns, who has repeatedly said no one wakes up in the morning with the thought of buying insurance. Car owners take great care in deciding which car they will purchase, and employees should be able to take the same care when buying benefits as it isn’t a purchase to be taken lightly or on a whim. Giving employees a sense of ownership and control of their health can be a powerful gift, especially now that inflation has taken hold and employees are trying to cut spending wherever possible.
The question becomes, however, is, who does the responsibility fall upon? Is it up to employers to seek various options for their employees? No, we don’t think so. With HealthEE by HBG, we have done the shopping around and created a one-stop marketplace of benefits ranging from healthcare to vision to additional benefits like life insurance and pet insurance. With a wide selection of plan types, we also offer these benefits at no cost to the employer. So give your employees the power to choose the coverage right for them and leave the administrative headaches to us.

Read the full interview here

Employee retention tips and tricks for employers

With the rise of quiet quitting and the great resignation, there has been no better time to communicate the exchange of value between you and your employees. The value you feel in the work they produce and the value you offer them in exchange as a boss. So read on for tips and tricks to encourage your most valued talent to stay put.

  • Create Growth paths: Create an environment where you continuously discuss professional goals and pathways for your employees to make them feel as though they are progressing more regularly than the traditional annual performance review. 
  • Respect work-life balance: In the age of technology, this can be harder than it seems. It is all too easy to reach anyone at any time of day or night. As easy as it may be to email someone while they are away, over the weekend, or at night consider setting a reminder for yourself instead to speak with them about it first thing during working hours. 
  • Build good teams: A team environment creates the opportunity for employees’ ideas to be heard and to hear differing views of others. Creating a space where employees feel their opinions are respected boosts engagement and foster employee bonding. 
  • Offer worthwhile incentives: By offering your employees benefits such as medical coverage, vision, dental as well as wellness offerings, you are communicating to your employees that you care about their well-being and their ability to protect themselves and their families. 

Let us help you knock #4 out of the park by contacting us at info@hbgnow.com to offer your employees an online benefits store at no cost! Using HealthEE by HBG as a benefit offering for your employees is free, fast, and frictionless for you as the employer.

Preventive screenings

You never know what life is going to throw your way. The unknown can make life exciting, but when it comes to your health, don’t live your life not knowing what’s happening under the surface. It’s easy to think, you know, to say you know your body and you would know if something was wrong. But, unfortunately, assuming you know and proactively checking are two very different practices. As much as we think we know our bodies, Sometimes they are loud when something is wrong (like when your stomach grumbles when you’re hungry or you feel pain when you fall), and sometimes our bodies are eerily quiet, and you don’t know there is an issue until it’s too late. 

That is why it is essential to get preventive screenings consistently. Preventive screenings are an excellent tool for knowing what’s happening inside your body. If you are at high risk for a condition, knowing so can help you to take steps to protect your health and delay or, in a perfect world, alleviate the situation altogether. A prime example of using preventive screenings as a tool to better your health is by getting a carotid artery screening. Strokes are often called the silent killer as they have no symptoms, but by getting a carotid artery screening, you can take proactive steps to know whether or not you have the possibility of a stroke. Preventive screenings are all about giving you the power to know your body. 

October is always a good reminder to get screenings done especially considering the length we discuss and remember all who we have lost to breast cancer. But preventive screenings are not limited to testing for cancers such as breast cancer. Health professionals most commonly screen for the following conditions:

  • High blood pressure
  • Breast cancer and cervical cancer in women
  • Colorectal cancer
  • Type 2 diabetes
  • Osteoporosis
  • Obesity
  • Lung cancer
  • Abdominal aortic aneurysm

Our mission here at HealthEE by HBG is to give you power over your health through access and education. Still, another vital aspect of utilizing that power is getting tested. Please don’t put this off. Our medical plans cover preventive care. Get screened today.