Beyonce said release your job, so you did….Now what do you do if you get sick?

Now we can’t blame Beyonce for the great resignation, but “Break My Soul” sits top of our minds as the movement’s anthem. The traditional 9-5 has been a quintessential puzzle piece in achieving the American dream for generations. In contrast, the past two years’ events made 9-5 the furthest thing from a dream for many Americans.
The lockdown of 2020 was an eye opener for employees. From the flexibility of work from home to the considerations one can take for their mental health, there were many factors leading employees to make the jump.
Forging your own path is an admirable pursuit, but don’t forget to take care of your health along the way. Leaving a full-time job means leaving the insurance that came with that job. Now you may be rolling the dice and going uninsured, but if the past two years have taught us anything, it should be how life can change in a blink of an eye.
Here you are at the start of a new chapter of your career. The last thing any freelancer wants is to pay out of pocket for medical bills. You don’t need a traditional full-time job to have health care; you need HealthEE by HBG. Our online marketplace has a variety of insurance packages at low costs that you can purchase on a monthly or quarterly basis. No open enrollment, no employer sponsor, no 9-5 required. We want you to have the freedom and flexibility you left your job for.

HealthEE Habits For A Healthy Life

Summer is a time for spontaneity, too much ice cream, day trips to the beach, and sun on our faces. But as we move into August, we must come back to reality and check in with ourselves. August is the best time to evaluate what works with my routines and what doesn’t. Especially here in New York, the change of the seasons makes it difficult to stay motivated, and I find having consistent habits an excellent grounding element. If you have been searching for a new routine or want to spruce up your current one, look no further. Here are six habits for a healthier life,

Stretch every morning,

Stretching takes only a few minutes and will set your day up for success. In our monthly newsletter, we share stretches specific to lifestyle. Next month we will be sharing stretches designed for desk workers, you can sign up to receive the newsletter by filling out the get in touch form here, but an excellent place to start is to reach down and touch your toes. My mother has always taught me that if she can still feel her toes, so should I, and I extend this challenge to you. Do you want to be outdone by my mom? I didn’t think so. If you can’t quite reach out of the gates, no biggie; every day, try to reach a little lower. However, if you can touch your toes with no problem, I challenge you to put your back against a wall, heels touching the wall, and bend, keeping your legs flesh to the wall for a bit more of a challenge. 

8 hours of sleep a night,

This habit is much harder in the summer when it seems there is every reason to stay out or finish that beach read, but your body will thank you for the extra recharge, and your heart will probably thank you too for not needing as many cups of coffee. 

Stay up to date with your checkups and doctor’s visits,

With the hustle and bustle of life, it’s easy to forget that appointment you scheduled six months ago before whatever fabulous plans landed in your lap, but keeping those appointments is essential to your health. Especially with affordable preventative essential care options available here, there is no reason not to go. 

Read everyday,

The average attention span of a human is 8.25 seconds. The average attention span of a goldfish is 9 seconds. I’m not talking about the average teen human or whoever you think is more addicted to technology than you are. That’s humans across the board. Whether it be a news article or a book, reading more than captions and tweets will be more stimulating for your mind and your sanity- not everything you read on social media is worth your time. 

Go easy on yourself and practice self-love,

Now I can almost feel your eyes rolling. “self-love” has been quite the buzzword as of late, but there is a good reason. Now, this looks different for everyone. Self-love to me can be walking by the dog park or journaling. But it can also be more subtle, talking to yourself in a kinder tone, not being mad at yourself for your mistakes, and complimenting yourself instead of criticizing when you walk by a mirror. Self-care to my brother is having the latest Yankees t-shirt. Well, each to each your own. There are no rules as long as what you’re doing makes you happy and brings you a sense of peace. 

Drinking water, 

Get yourself a reusable cup or bottle to keep by your desk and watch as, almost unconsciously, you drink more water. Drinking water helps every part of your body, from your joints to your brain to your internal body temperature. The benefits of water need no introduction. You simply have to choose to dedicate yourself to drinking at least2 liters of water a day. 

The Do’s & The Don’ts Of Benefits

Finding Insurance can be frustrating. With all the jargon and confusing requirements, consumers often end up with coverage they can’t even afford to use, but won’t realize until they are in the emergency room or leaving the doctors and peak at the bill. Worse, traditionally, insurance contracts are a year-long commitment. Locking you into your insurance for the entire year. Nothing is worse than an overpriced jail sentence leaving you scared to get sick. Whether you currently have the coverage you don’t love or are a recent addition to the roster after turning 26; we’ve broken down the do’s and don’ts when it comes to picking benefits:

Do- Ask Questions!

56% of people admit they’re completely lost when understanding their health insurance* Imagine you are purchasing a house or a car. You want those life pillar purchases to be well informed. So you hire an inspector or request a vehicle history report. When you buy insurance, whether, for a car or house or your health, you should use the same fine tooth comb in selecting your coverage because, like a car or a house, coverage is not one size fits all. You seek different needs in a home than your friends or peers and it is the same with your insurance. Not knowing where to start is OK. The confusion surrounding how insurance works sparked us to put Evan to work with a team. Ask Evan is not a salesperson. He is an educator the same way a home inspector isn’t trying to sell you a home but is there to help you know what lies between the walls. Ask Evan is available to help you read between the lines of the traditional industry jargon.

Don’t- Put off enrolling in life insurance. 

When we are healthy and young, it is easy to justify putting off life insurance. Especially with other pressing purchases to be made, but as we get older and our health becomes more and more at risk, the price of policies only gets higher. The life insurance policy you can get today will not be there when you’re five years older. 

Do- Protect all members of your family- AKA keep your furry friends healthy and happy. 

Nothing is better than coming home from a long day to an excited tail wagging. Our pets are dependable sources of love and cuddles (unless you’ve got a cat or a bird, but hey that’s on you), and we as their owners are their whole world. If there were a way for them to stay waiting for us at that door day in and day out forever, I know I’d be the first in line. Unfortunately, like us, pets get old or get hurt. When this happens, it’s not a question of if you want them better but whether you can afford the strain of treatment or surgery. Getting pet insurance is a proactive approach to your pet’s health. We can’t make them live forever, but we can give you a sense of security regarding their health protection. 

Don’t- Go without medical coverage.

No one is superhuman. Going without medical coverage is rolling the dice on your health. If the past few years have taught us anything, it should be that life can change in an absolute blink. To that point, life happens, and if you find yourself between jobs or on a new path, you can still get medical coverage. We have low-cost essential medical coverage available here.

Do- Shop for coverage using trusted sources like HealthEE by HBG. 

The HealthEE by HBG store is available to everyone, built by industry experts with decades of experience to provide access to coverage for all and education about that coverage. Whether you’re a freelancer, a part-time employee, or can’t make heads or tails of your employer-sponsored plan, HealthEE is a trusted resource for browsing and getting your questions answered. Our Ask Evan support team is full of real people, all with the goal of not selling you coverage but helping you understand your options and working through what will work best for your lifestyle. From cost to service to flexibility, our team has done the work, so you don’t have to.